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Blue Relais Hotel Motel is a luxury 4 star hotel in Malpensa, located in SS Sempione km 58+800 - Verbanella - Castelletto Ticino

Hotel Motel American style, recently refurbished, practical and comfortable. The ideal starting point for your business trips or vacation between the provinces of Novara, Varese and Milan. All comforts and easy to access. Private parking and express check-out available.

At the heart of the wider commercial area of Lake Maggiore (boutiques, malls, restaurants and piano bars, cinemas, bowling, night clubs), a few minutes from Arona and Stresa.

Rooms are very comfortable and completely equipped with the plus the category requires.
The room service from 07.00 hours to 24.00 hours, is able to serve, in addition to breakfast, hot snacks and first courses. Maximum discretion and private parking in front of each room.

Continental breakfast buffet, hot and cold snacks, a large bar where 2 maxi screens allow the guests to watch the most important and exciting sports events.

The hotel is in the middle of a vast commercial area that, from morning until late at night, gives attractions and entertainment, recreational opportunities and shopping to those travelling on business and wants to relax after the day’s work, and to those who, travelling for pleasure, they want to seize the opportunity to make prestigious purchases. It is the ideal starting point for the exploration of the provinces of Novara and Varese, and the port of privileged access to the beauties of Lake Maggiore and its mountains.

The hotel has a meeting room up to 60 people and a meeting room for 10 subgroups or individuals where companies and operators of the area can find the right balance between functionality and cost, ease of access and technology available.

From Milan motorway A8, from Switzerland (Como) highway A9 then A8, from Turin A4 then A8 then A26, A26 from Genoa then A8: for all exit Castelletto Ticino, after 0.5 km at junction bear right direction Lago Maggiore, then at the roundabout first exit on the right. You can also find directions to the tollbooth, a few metres from where on the right is one of our great cartel.

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Copyright 2006 Edward Vegliante

Have you ever eaten at an expensive restaurant in a foreign country and watched as the waiter sneered at your Visa or MasterCard? Believe it or not, this is a common experience for international travelers, especially those who finance the trip with their business credit card. In the United States, currency is currency, but in other countries, how you pay can have a direct effect on the service you receive. Founded in 1850, American Express has grown into the preferred financial center overseas, and provides a variety of options for international travelers.

Hotels, Retailers & Restaurants

When traveling internationally, it is always preferable to have your American Express card handy for purchases at hotels, retailers and restaurants. Business owners and their employees have come to trust the American Express name, and while some accept Visa, MasterCard and Discover, many establishments frown on the use of these credit cards. Since there are thousands of financial centers in nearly every country, business owners feel comfortable accepting American Express, which gives you an advantage when shopping, eating and sleeping in foreign countries.

If you have a card like the Hilton HHonors Platinum Credit Card from American Express, you can also earn reward points for free hotel stays, free airline tickets and discounts on travel vacation packages. The JetBlue and Blue Sky cards have similar advantages.

Cashing Checks

If you have an American Express Credit Card, your overseas banking will be made much easier. Most American Express financial centers will cash personal checks of up to $1,000 for regular card holders, and up to $5,000 for gold card members. They can also provide simple, fast currency exchanges and money transfers.

While it is always a good idea to have your bank information with you wherever you travel, having an American Express credit card acts like an extension of your personal bank. Running out of cash in a foreign country is terrifying, and something to avoid wherever possible. If you have your American Express credit card, you can receive cash advances and money transfers at financial centers.

Flights & Rental Cars

Business travel is one of the most stressful aspects of a professional’s career, and if travel is a large part of your career, then an American Express credit card can cut anxiety to a minimum. If you use the same card for your flights and rental cars as with other purchases in foreign countries, you have much less paperwork to sort through when it comes time to file expense reports. Using American Express can also make delayed and canceled flights less of a problem. When your flight is canceled, the airline can simply refund your money directly to the card, rather than forcing you to wait weeks or even months for a check to come in the mail.

American Express also offers airline reward cards, such as the Gold Delta SkyMiles credit card. International travel earns the maximum number of bonus miles for future flights, and unlike other airline reward cards, your SkyMiles never expire. When you book a flight using the SkyMiles card, you never have to worry about blackout dates, which can be a wonderful bonus for frequent international travelers.

Business Credit Cards

American Express offers a variety of business credit cards, ranging from those fit for small businesses to cards that benefit large corporations. Foreign countries are just as respectful of business cards as with personal cards, and in many cases, the benefits are even better. If your business or the company that employs you requires consistent travel, there may be more rewards available than when each employee uses his or her own credit card. For example, the Platinum Business FreedomPass Credit Card from American Express, each card earns points toward rewards, including free travel and accommodations. So if twelve employees have copies of the FreedomPass Credit Card, the business is rewarded twelve times over.

Having a business credit card from American Express can also make employees much more comfortable with International travel. Rather than charging expenses to their own account and filing an expense report later, the company is billed directly, allowing employees to feel safe. American Express is not the only credit card company to offer travel and cash rewards, but it is the only one that is accepted by almost every overseas vendor. While international travelers will find that some businesses require cash, there is always a place to retrieve money when funds run low, and travelers can feel comfortable knowing that their finances are secure.

Please click here to find and apply for American Express Credit Cards www.credit-card-surplus.com/amex.php . Ed Vegliante runs www.credit-card-surplus.com , a credit card directory enabling the consumer to compare and apply for credit cards.

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Instant credit cards can now be applied for with the ability to use the credit card in just a matter of one minute. Nothing could be easier than applying and being approved online for instant credit cards.

You may be wondering how all this came to be since at one time not too long ago, it could take up to a month or more to be approved for a credit card, then receive it in the mail so you can begin reaping the benefits. What changed all this, of course, is easy access to the internet. All the major credit card companies such as American Express, CitiBank, Chase, and many more now give you the chance to fill out an application online. These websites offer a safe and secure way for you to complete the application online and then submit the application by just pushing the submit button. Now, just give them a few seconds and you will receive a response via email. Most of the time, if you have excellent or even just good credit, you will be approved, almost as fast as pushing the button and your credit card will be on its way.

Because of the internet all the information that you supplied can be verified online so you can receive approval for your instant credit cards. The banks or credit card companies can verify your credit by checking with the three national credit bureaus online, which are TransUnion, Equifax, and Experian. They will get your FICO score to see what your credit rating is and learn if it meets their criteria for approving your credit card application.

Why should you apply for these instant credit cards? The answers are easy. Banks and credit card companies are always offering great incentives to get your business such as 0% APR on balance transfers or new purchases, and other types of reward programs. You can only find these special offers most of the time by surfing the internet. Needing credit quickly is another advantage of applying online for instant credit cards, because there is no wait time. You will not have to wait for 4 to 6 weeks after applying to learn if you were approved. The approval is instant. Some credit card companies that offer instant credit cards will also be able to give you special code that you can use immediately normally in the amount of $300 to $500 on the day that you are approved.

Applying online for instant credit cards can even be more secure than sending your information through regular mail. All financial websites have a way it which to code all of your information so the only people that will see the information are the ones that really need the information.

So, when you begin to think about applying for instant credit cards check out all the specials you can find online, you may be purchasing in no time.

For more on instant credit cards, Robert Alan recommends that you visit CreditCardAssist.com.

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Most people use their credit cards to buy almost anything available in the market from food to garden tools to clothes. The credit card is also being used to pay things like gasoline and eating at the restaurant. This is due to the “BUY NOW PAY LATER” trend that makes buying things or paying for services more affordable. Avail of the service or have the item and then, pay for them after some time.

If you look at it, credit cards makes buying things or availing services cheaper than when paying for it using cash. It also makes things very convenient, as you won’t have to worry about not having enough money to pay for something on the spot.

Unfortunately, this “BUY NOW PAY LATER” scheme has caused many credit card holders to suffer large debts. People take the convenience given by the credit card for granted. Thus, people keep on buying things here and there, forgetting how much they’ll owe the credit card company when it is time to pay up.

So, how do we avoid this? Here are some tips to help you avoid having problem debts.

1) Plan your purchases properly- make sure you know what you need over a given period, e.g. one week. Good planning and budgeting of your needs helps you prioritize the things you have buy, when to buy them, and how much you’ll be buying.

2) Don’t overuse your credit card- don’t buy too much using the credit card just because you’ll pay for it at a later date. The credit card is best suited for buying something that you really need it now, yet it is quite expensive to pay for using cash.

3) Keep some cash around - the principle here is simple. If it is not practical to pay for this using the credit card, then I’ll just use my cash. It wouldn’t hurt to spend some dollars if you are paying for a few office supplies, or a few plates, trays, & kitchenware. Some companies charge extra fees for exceeding the maximum number of transactions allowed for your credit card. Just make sure that you still have enough cash for other out of pocket payments.

4) Take note of the card’s payment terms - always remember the interest rates, penalties, and payment periods involved when using your credit card. We wouldn’t want to buy too much now, then discover later on that we are going to pay for more than what we originally bought. Make sure you are capable of paying for what you are currently buying with your credit card.

5) When in debt, stop using your credit card - if you’ve lost track of your purchases using your credit card, or you really had to pay for something using your credit card, and it resulted in a debt, stop using your credit card to pay for more things. We cannot pay for a debt by creating another debt.

6) Change your credit card if it isn’t being financially helpful - your credit card should help you spend your money wisely. If you think that you are spending wisely, and you use the credit card only for emergency purposes or pre-determined situations, yet it is still difficult to pay for your card expenses, chances are your credit card isn’t the right one for you. You have to restructure your credit terms with the credit card company if it is possible. If not, change your credit card to the type that suits you.

The credit card can be a very helpful friend, or a worthless assistant, depending on how the cardholder uses it. Use it wisely, and you’ll be able to get things at a cheaper value. Use it poorly, and you’ll regret using your credit card.

Morgan Hamilton offers expert advice and great tips regarding all aspects concerning Credit Cards. Get the information you are seeking now by visiting Credit Cards.

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With the ever rising reports of credit card fraud, fraudulent use, internet phishing and identity theft, people are rightly concerned about credit card security. Fraudulent credit card use can be an annoyance at best, and seriously damage your credit at worst. It’s only reasonable that people have questions about credit card security and authentication methods. Here are some of the most frequently asked questions about credit card security.

1. How does the ATM or store terminal know my PIN number?

PIN (personal identification numbers) are the most often used way to authenticate your identity when you use your credit or ATM card. When you first choose your PIN number, it is ‘encrypted’ - stored in a secret code of letters and symbols - and either stored in a database or on the magnetic stripe on the back of your card.

2. If my PIN number is stored in a database, doesn’t that mean that bank or credit card employees have access to it?

The encryption method that’s used by ATM and credit cards is called ‘one-way encryption’. It makes it easy for the bank’s computer to verify the PIN given the bank’s key and the PIN, but nearly impossible to extract the PIN in text form from the encrypted database.

3. How does the machine ‘read’ my card?

The stripe on the back of your credit or ATM card is called a magnetic stripe. It’s actually made up of thousands of tiny magnetic iron-based particles. The card can be ‘written to’ much the same way that the hard drive on your computer can be written - by means of magnetic interaction changing the charge. Written into the stripe are your account number and identifying data. When you swipe the card, that information is read and sent via modem to an ‘acquirer’ - a company that ‘acquires’ a payment guarantee from the credit card company based on the information stored on your card’s magnetic stripe.

4. Isn’t buying on the internet dangerous and insecure?

Honestly? Your credit card information is in less danger being transmitted over the internet than it is when you hand your card to a store clerk at the counter. The real danger to your credit card information isn’t from hackers hitting online merchants, or stealing your credit card information via modem or phone lines. The real internet security dangers come from two different directions:

a. Hackers using back doors to get into the records of banks, credit card companies and data repositories.

This is the biggest danger. It’s also a danger for stores and companies that have records ‘online’ for billing purposes. There’s a great deal being done to improve security of data repositories, which are far more vulnerable than any data transmission stream.

b. The second big credit card security danger is the practice that’s sometimes called ‘phishing’.

In this case, the credit card thieves trick you into giving them your identification and credit card data. They may do this with an email purporting to be from an official of your internet service provider or email, your credit card issuer or anyone else. They also may build sites that are identical to sites like Paypal, American Express and others for the express purpose of capturing your information so that they can use it.

5. How do I protect myself from phishers?

First, never provide your social security number or other identifying data to anyone without first verifying that they are exactly who they say they are. Experts recommend that you never use the link provided in an email to go to the site of someone you do business with. Instead, open a new browser window and type in the known address by hand

You may freely reprint this article provided that the author bio and live links are left intact.

Joseph Kenny writes for the credit card comparison site http://www.creditcards121.com/ and visit credit card advice for more information on credit card security.

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On some online poker sites they have these ridiculous tournaments that are hard not to take advantage of. They start you with only 300 in chips, and the blinds increase every 3 minutes. It basically cuts to the chase of a sit and go. You are forced to play aggressively from a short stack and make profitable all-ins. But what’s key, is that everybody is a short stack. Because of this, your raises are more meaningful. By making any raise preflop, aside from perhaps a min-raise, you are forcing your opponent to make a decision for all of his online poker chips. If he calls and misses, you’re betting 100% of the time, so he loses. Your opponent has to decide if any hand he calls with will be worth it to play until the end. This brings down the value of suited connectors and speculative hands, and jumps the value of any ace and perhaps any king high hand. A massive hand like AA or KK is basically a paycheck. You can limp with these and someone will probably move all in behind you with a hand you have dominated (AK, AQ, AJ, A,10, KQ).

If nothing else, the blinds fold preflop, you win, adding 10-15% to your stack size, which is super important. If you can chip up to 400 or 500 chips, or perhaps double early by taking out a player, you can coast and wait for premiums. Also, don’t forget that when you have a double stack, you can always put the pressure on short stacks that follow you. If everyone else left to call behind you only has 200 or fewer chips, you can bet their stack size with a huge range of hands and they will; often fold, due to the gap concept (that you need a stronger hand to call a bet than to make one). And if they call, you’re not risking too much of your stack, and your cards are often live.

Of course you can push early into a monster and you’re out, but a smart aggressive poker player can walk away with a lot of money in a very short period of time by multitabling these events.

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Online fraud is one of the leading ways for thieves to steal your credit, rob you of your money, and take away your personal identity and your confidence to shop online. People are so wary of online credit fraudand for good reasonthat they don’t even shop online. Some people, and you probably know some of them, resolve themselves to shopping by phone or through the mail the old-fashioned ways.

This makes sense because, really, there are so many ways for people to rob you online. They could steal your credit card the old-fashioned wayright out of your walletand simply use the card number and its expiration date online. Or, more insidiously, they could hack into a online shop’s Web site and steal your credit card information from there, either as you type it in or from where the store saves all its customers’ information.

Scary, right? But then again, online shopping is so convenient it’s scary in its own right! Where else can you find store upon store of every shopping item under the sun, without even having to leave your home? Where else can you auction on antiques, or get rock-bottom clearance prices on designer and otherwise expensive items? It’s simple but trueif you are not shopping online, you are missing some of the best steals and deals, and most convenient shopping, around.

So there has to be some safe middle ground, right? You should be able to find somewhere online where can still shop to your heart’s content, all the while feeling safe that your credit card information and your identity are safe. You should, and you can.

Thanks to a technology called SSL, or Secure Socket Layer technology. SSL works by making Web sites secure on the Internet, by encrypting or mixing up the data so no one but you can see what you’re doing on a given page. It basically works like a padlock on the page, so while you’re on the SSL protected page, no one else can sneak in, read your credit information, and make off with your valuable personal and private data.

How can you tell if you’re on an SSL protected shop site online? One way is to look at a Web page’s certificate. This information will tell you that the Gap page you are on is actually the Gap’s Web site, set up by the famous clothing store and not some fake site set up by a thief looking to steal your info. Another way is to look at the Web page address, or URL. If it starts with “https://” instead of the usual “http://”, that extra “s” stands for secure, thanks to SSL.

Joshua Shapiro recommends Find Credit Cards to find a First Premier credit card that’s tailored to suit your financial needs.

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If you have received one of these offers in the mail, you know how tempting they can be. They claim that you will pay no interest on any purchases or balance transfers in the first period of owning your card. But there are some things about these offers you need to know before you sign on the dotted line and let them pull your credit report

1. The 0 APR offer is for a limited time.

Most credit card companies that offer the 0 percent interest rate deal only offer it for a limited time. This means that you will pay 0 APR for six months, nine months, or up to a year. You need to check the fine print for this information and be careful to notice it when the time is up.

2. The 0 APR offer might not apply to everything you put on the card.

Many cards offer 0 APR on all balance transfers and any purchases made during the introductory 0 percent interest period. But some only offer the 0 APR on balance transfers, and you pay a very high interest rate on any purchases.

3. The 0 APR offer might be null and void if you are not on time with your payment.

Most of these credit card offers are contingent on your being an exemplary member. This means that you have to pay your minimum payment on time every month during the introductory period or else you automatically lose your nice 0 APR and move up to a rate that usually ranges from nineteen to twenty-one percent interest.

4. The 0 APR offer might carry a ridiculously high interest rate after the introductory period is over.

Again, the rate of interest for these cards after the 0 APR is over usually runs from nineteen to twenty-one percent.

5. The 0 APR credit card will not repair your credit.

Remember that consolidating your cards or transferring your loan balance will help you pay off the balance without interest, but it will not remove the damage already done to your credit.

Rebecca Spitzer recommends Find Credit Cards for comparing 0 APR credit card offers. See www.findcreditcards.org/type/0-apr.php for more information.

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If you’re a business owner or are in charge of the day-to-day operation of a particular business, you likely have a good idea of exactly how expensive it can be to keep a business running. Try as you might, there are likely times when you wonder exactly how you’re going to make ends meet. If this is the case with you and your business more often than not as of late, then you might want to consider looking into getting a business credit card to help you keep things running smoothly and to make sure that all of your business expenses are paid on time.

Why a business credit card?

Many people wonder why they should apply for a business credit card instead of a regular personal card that is issued to them. There are several reasons why you might want to get a business credit card, including the fact that a business credit card can be used easily by a variety of people without having to have new cards issued for each one, the business card can often be given a higher credit limit than most personal cards would have, and having a credit card that is issued to the business directly might help to shield you from some of the personal responsibility for the debts depending upon the type of debt, the type of business, and how the business is set up.

What to look for in the card

When looking for a business credit card, it’s important to keep in mind that you’re going to be considering different features than those you might look for in a personal card. Finding a business credit card with certain card incentive programs would be nice, but finding a card that offers a variety of different services designed specifically to help your business to run more efficiently would be much more useful. Some card providers offer specialized business incentives, whereas others simply have cards that are available with fewer fees and lower rates to try and lure in prospective business customers that way. Keep these different strategies in mind when you begin your card search.

Business features

Some of the specialized business features that are offered with business credit cards can help you to streamline your business operations and can be integrated into some of your business accounting practices to help smooth out the process greatly. Itemized account statements, small business tools, and business-specific customer support can all help you to get things running smoothly while providing you with detailed management of your business credit card account. Different cards may also have additional business features to help you to get the most out of your credit card.

Finding the right card for your business

In order to find the right credit card for your business, you should take the time to shop around and compare some of the different cards that are offered for businesses. Carefully consider any application fees or annual charges that are associated with the cards, the interest rate that is charged for each, and the business features or promotional features that may be offered.

Once you have a feel for which card would best serve you and your business, you should go ahead and submit your card application so that you can get your response. If you are unable to get the card that you want, it’s not the end of the world; remember that there are a variety of cards available and that you’re likely to find a card to meet your needs no matter what those needs may be.

You may freely reprint this article provided the following author’s biography (including the live URL link) remains intact:

About The Author

John Mussi is the founder of Direct Online Loans who help homeowners find the best available loans via the http://www.directonlineloans.co.uk website.

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Are you aware of the Child Trust Fund and its benefits? Few UK parents seem to realise that all new babies are given a free £250 voucher from the State to place in a Child Trust Fund. This voucher can be invested in any one of three kinds of CTF account, Stakeholder - a shares-based account thatchanges into cash, a savings account or a shares account. It is a great opportunity to prepare for the future requirements of a young person

Scottish Friendly is an approved provider of the Child Trust Fund The State is eager for people to have access to Stakeholder accounts and this is the type of account that we are providing. This means that:

Investments go into our Managed Growth Fund, which seeks to provide strong growth potential

An investment is made partly in shares to get the benefit of potentially higher returns over 18 years,compared to a cash deposit account (although the value of shares can
fall as well as go up whereas capital would be protected in a deposit account)

It comes with a low ‘Stakeholder’ funds charge of only 1.5 percent perannum

When reaching 18 the child will get a lump sum, entirely free of Capital Gains and Income Tax under prevailing legislation

It is affordable - additional payments can be put in the account from only £10

A notable attraction of the Child Trust Fund is that anyone - parents, grandparents, aunts and uncles, friends - can contribute to the Fund to a top limit of £1,200 per year to help boost the child’s Fund (once added, this money is not allowed to be withdrawn).

In a nutshell our Stakeholder account offers a good balance between potentially high returns and a lower level of risk. There is also the additional assurance that our account meets with the Government’s stakeholder criteria. Nevertheless this does not mean that returns are guaranteed or that Stakeholder accounts are suitable for everyone. Remember that the value of shares in the Managed Growth Fund (where your Child Trust Fund money is placed) can decrease as well as rise and would not be guaranteed.

Only children who were born on or after 1st September 2002 are entitled to open a Child Trust Fund. If you have children born before the 1st of September 2002 who are not qualified you could look at investing for them with a Child Bond - it’s a tax-free savings plan which was created for long-term growth.

It is evident that saving for your daughter is a rewarding means of preparing for the future.

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